Category Archives: Affordable Care Act

Open Enrollment Success Stories

Monthly Premium Subsidy Final Monthly Premium Monthly Savings Female, 63 $649.00 $386.00 $263.00 59% Male, 61 $588.00 $422.00 $166.00 72% Male, 45 $284.00 $249.00 $35.00 88% Female, 24 $216.56 $215.67 $0.89 100% Married couple,  63 & 62 $1,372.54 $1,372.54 $0.00 … Continue reading

Posted in ACA, Affordable Care Act, Healthcare Reform, Individual Health Insurance, Obamacare |

Second Enrollment Phase Now Open

Enrollment Selection Received Health Insurance Begins December 16 – January 15, 2015 February 1, 2015 January 16 – February 15, 2015 March 1, 2015

Posted in ACA, Affordable Care Act, Healthcare Reform, Individual Health Insurance, Obamacare |

Fed Says Not to Reimburse Employees

Thinking about reimbursing employees for their individual health insurance premium? Given the rising cost of health insurance, companies are open to new ways of trying to reduce health insurance costs for their employees. A common misconception is the option to … Continue reading

Posted in ACA, Affordable Care Act, Group Health Insurance, Healthcare Reform, Helpful Tips, Individual Health Insurance, Obamacare, Penalties |

INDIVIDUAL HEALTH INSURANCE THAT’S RIGHT FOR YOU!

Now that Open Enrollment is here, you may have some questions regarding the new Affordable Care Act (ACA) plans. My neighbor/friend/coworker said I can only apply for an ACA plan through the government website, is this true? Absolutely not! Lang … Continue reading

Posted in ACA, Aetna, Affordable Care Act, Anthem, Assurant, Cigna, Coventry, Healthcare Reform, Individual Health Insurance, Obamacare, United Healthcare |

Keep Lang Insurance as Your Agent

The question we get asked daily is “If I apply for a Marketplace plan, can I keep Lang Insurance as my agent?” YES! The easiest option is to simply apply directly with Lang Insurance.  However, if you do apply directly … Continue reading

Posted in ACA, Affordable Care Act, Healthcare Reform, Individual Health Insurance, MarketPlace, Obamacare |

Understanding Obamacare Penalties

If you think you may not have coverage in 2015 and are concerned about the potential penalties, you’ll be required to pay the higher of these two amounts: 2% of your yearly household income. (Only the amount of income above … Continue reading

Posted in ACA, Affordable Care Act, Helpful Tips, Individual Health Insurance, MarketPlace, Obamacare, Penalties |

SHOP, COMPARE & APPLY TODAY!

Lang Insurance agents are state and federally licensed and can assist you with ANY type of plan, including Obamacare, Marketplace, On & Off Exchange and Private plans. Call today at (636) 229-7000 and we’ll help you choose the right plan … Continue reading

Posted in ACA, Aetna, Affordable Care Act, Anthem, Assurant, Cigna, Coventry, Healthcare Reform, Obamacare, United Healthcare |

WE REPRESENT THE MAJOR COMPANIES!

Lang Insurance represents all the major health insurance companies: Anthem, Aetna, Cigna, Coventry, United Healthcare and Assurant. Call one of our licensed agent today at (636) 229-7000 and we’ll help you choose the right plan to fit your needs!

Posted in ACA, Aetna, Affordable Care Act, Anthem, Assurant, Cigna, Coventry, Healthcare Reform, Individual Health Insurance, United Healthcare |

GET YOUR 1/1/15 EFFECTIVE DATE NOW

Enrollment Selection Received Health Insurance Begins November 15 – December 15, 2014 January 1, 2015 December 16 – January 15, 2015 February 1, 2015 January 16 – February 15, 2015 March 1, 2015

Posted in ACA, Affordable Care Act, Healthcare Reform, Obamacare, Uncategorized |

GROUP HEALTH INSURANCE & THE ACA

Many employers were able to keep their group plans for one more year. However, if you moved to an Affordable Care Act plan, here are some of the changes… Waiting Periods. Employers that offer group health insurance need to offer … Continue reading

Posted in ACA, Affordable Care Act, Group Health Insurance, Healthcare Reform, Obamacare |