Category Archives: Business Insurance

6 Mistakes in Business Continuation Planning

By Nick Elbert Life insurance can be an important part of preparing a business for the future. Most business owners know they need one; however, I still meet with business owners weekly who do not have a formal business continuation … Continue reading

Posted in Business Insurance, Helpful Tips, Tax, Uncategorized |

Hints for Commercial Property Owners

Losses that occur on your property may affect your livelihood and that of your tenants, your insurance rates and your eligibility. Without the proper controls in place, you might become responsible for injuries or damages that you did not cause. … Continue reading

Posted in Business Insurance, Condo Insurance, Helpful Tips, Liability Insurance, Uncategorized |

Cyber Criminals and Your Business

These days, we typically hear about big businesses who fall victim to data breaches, but smaller businesses are just as likely to be hit with a cyber attack. When a small business is the target of an online criminal, they … Continue reading

Posted in Business Insurance, Cybercrime, Data Breach, Helpful Tips, Uncategorized | Tagged , , , , , |

How Good Benefits Can Increase Employee Satisfaction

If you are an employer, providing valuable benefits that can be paid via payroll deduction can give you an edge when trying to entice and keep workers. Life insurance is one benefit you can offer in the workplace at a … Continue reading

Posted in Business Insurance, Business Life Insurance, Employee Life Insurance, Employment Practices Liability Insurance, Group Health Insurance, Life Insurance, Uncategorized |

Business Continuation Plans For Unforeseen Events

When it comes to business continuation planning, the phrase “you can either fail to plan or plan to fail” definitely applies. As a business owner in and around the St. Louis area, you may have created a formal business plan … Continue reading

Posted in Business Insurance, Business Life Insurance, Buy-Sell Agreements, Cross-Purchase Arrangements, Employee Life Insurance, Entity-Purchase Arrangement, Helpful Tips, Key Person Insurance, Life Insurance, Unilateral Arrangements | Tagged , , , |

One in Four Employers to be Hit with Cadillac Tax in 2018

A new analysis released August 25 by the Kaiser Family Foundation estimated that just over a quarter of employers that offer health plans would pay the 40 percent Cadillac tax in 2018 on at least one plan if they don’t … Continue reading

Posted in Business Insurance, Group Health Insurance | Tagged , , , , , |


As a sole-owner, a partner in a small business or even an management executive in a large corporation, one of them most important decisions you must make early on in your company’s life cycle is regarding your departure. If something … Continue reading

Posted in Business Insurance, Business Life Insurance, Buy-Sell Agreements, Cross-Purchase Arrangements, Entity-Purchase Arrangement, Key Person Insurance, Unilateral Arrangements |


With an economy still reeling from the recession, lawsuits stemming from alleged wage and hour abuse have seen an alarmingly increase. What’s worse, if your company isn’t covered with the appropriate Employment Practices Liability Insurance (EPLI), your business could suffer … Continue reading

Posted in Business Insurance, Employment Practices Liability Insurance |

Builder’s Risk That’s Right For You!

Builder’s risk coverage is typically maintained during construction period only by the contractor and sometimes the home or business owner and may be necessary to comply with city, county and state building codes. If you’re a builder, general contractor, or … Continue reading

Posted in Builder's Risk Insurance, Business Insurance |

Changes that Can Impact Your Group Health Premiums

With the roll out of the Affordable Care Act (ACA), several factors have changed in the Group Health industry that may impact your coverage: Child Rates: With the ACA changes, children are now covered on their parents’ plans until the … Continue reading

Posted in ACA, Affordable Care Act, Business Insurance, Child Only Policy, Group Health Insurance, Individual Health Insurance, MarketPlace, Obamacare, Personal Insurance |