Category Archives: Individual Health Insurance

Common Myths About Life Insurance

September is National Life Insurance Awareness Month, and to celebrate, we wanted to present you with some all-too-common myths we hear from people. According to Life Happens, a nonprofit organization created to educate the public about important insurance planning topics, … Continue reading

Posted in Aetna, Anthem, Business Life Insurance, Employee Life Insurance, Group Health Insurance, Helpful Tips, Individual Health Insurance, Life Insurance, Personal Insurance, Uncategorized |

Watch Out For These Winter Dangers That Could Impact Your Family

Although we have had a mild winter (for the most part), we still have a couple more months of potential snow, ice and freezing temperatures around the St. Louis and St. Charles area. Preparation is key to avoiding winter-related injuries … Continue reading

Posted in Anthem, Auto Insurance, Classic Car Insurance, Group Health Insurance, Healthcare Reform, Helpful Tips, Homeowners Insurance, Individual Health Insurance, Liability Insurance, Personal Insurance, Water Sewer Backup Insurance |

Five Ways to Fight the Flu

It’s beginning to look a lot like … flu season! The winter flu falls at one of the most exciting times of the year. To avoid missing out on holiday fun, follow these tips: Get the flu vaccine. It’s the … Continue reading

Posted in Anthem, Group Health Insurance, Helpful Tips, Individual Health Insurance, Personal Insurance, United Healthcare | Tagged , , , |

Open Enrollment Success Stories

Monthly Premium Subsidy Final Monthly Premium Monthly Savings Female, 63 $649.00 $386.00 $263.00 59% Male, 61 $588.00 $422.00 $166.00 72% Male, 45 $284.00 $249.00 $35.00 88% Female, 24 $216.56 $215.67 $0.89 100% Married couple,  63 & 62 $1,372.54 $1,372.54 $0.00 … Continue reading

Posted in ACA, Affordable Care Act, Healthcare Reform, Individual Health Insurance, Obamacare |

Second Enrollment Phase Now Open

Enrollment Selection Received Health Insurance Begins December 16 – January 15, 2015 February 1, 2015 January 16 – February 15, 2015 March 1, 2015

Posted in ACA, Affordable Care Act, Healthcare Reform, Individual Health Insurance, Obamacare |

Fed Says Not to Reimburse Employees

Thinking about reimbursing employees for their individual health insurance premium? Given the rising cost of health insurance, companies are open to new ways of trying to reduce health insurance costs for their employees. A common misconception is the option to … Continue reading

Posted in ACA, Affordable Care Act, Group Health Insurance, Healthcare Reform, Helpful Tips, Individual Health Insurance, Obamacare, Penalties |

INDIVIDUAL HEALTH INSURANCE THAT’S RIGHT FOR YOU!

Now that Open Enrollment is here, you may have some questions regarding the new Affordable Care Act (ACA) plans. My neighbor/friend/coworker said I can only apply for an ACA plan through the government website, is this true? Absolutely not! Lang … Continue reading

Posted in ACA, Aetna, Affordable Care Act, Anthem, Assurant, Cigna, Coventry, Healthcare Reform, Individual Health Insurance, Obamacare, United Healthcare |

Keep Lang Insurance as Your Agent

The question we get asked daily is “If I apply for a Marketplace plan, can I keep Lang Insurance as my agent?” YES! The easiest option is to simply apply directly with Lang Insurance.  However, if you do apply directly … Continue reading

Posted in ACA, Affordable Care Act, Healthcare Reform, Individual Health Insurance, MarketPlace, Obamacare |

Understanding Obamacare Penalties

If you think you may not have coverage in 2015 and are concerned about the potential penalties, you’ll be required to pay the higher of these two amounts: 2% of your yearly household income. (Only the amount of income above … Continue reading

Posted in ACA, Affordable Care Act, Helpful Tips, Individual Health Insurance, MarketPlace, Obamacare, Penalties |

WE REPRESENT THE MAJOR COMPANIES!

Lang Insurance represents all the major health insurance companies: Anthem, Aetna, Cigna, Coventry, United Healthcare and Assurant. Call one of our licensed agent today at (636) 229-7000 and we’ll help you choose the right plan to fit your needs!

Posted in ACA, Aetna, Affordable Care Act, Anthem, Assurant, Cigna, Coventry, Healthcare Reform, Individual Health Insurance, United Healthcare |