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Condo Insurance Made Easy

Condominium insurance is unique and important. Your condo insurance policy covers your personal property, including the contents of your unit.

What you need to know about condo insurance

Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry replacement cost coverage which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss. If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your Home Owners Assocation (HOA) agreement to determine what the Association policy covers and what you are responsible for.

Extra coverage doesn't have to cost a lot

Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. Also, if you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss. Contact us at 636.229-7000 or schedule an appointment to speak with one of our experienced agents.

Discounts Available:

  • Multiple policies
  • Monitored alarm system
  • Smoke detectors
  • Fire extinguisher
  • Deadbolts

Coverage Options:

  • Earthquake
  • Identify theft
  • Replacement coverage
  • Valuable Articles
  • Loss assessment
  • In-home business