---
title: Lang Insurance Blog Posts from 2021
description: Blog posts published by Lang Insurance in 2021
---

# PAST ARTICLES

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[**Replacement Cost vs. Market Value: Which Is Best for Your Home Insurance?** — Are you confused about replacement cost versus market value when it comes to a home insurance policy? Not to worry — we explain what they mean and review the advantages and disadvantages of each, so you can choose the home insurance coverage that’s best for your needs. — **What Is Replacement Cost?** —… — Jul 13, 2021](/blog/2021/home-insurance-replacement-cost-market-value-difference)

[**Should You File a Homeowner Insurance Claim?** — If you’ve had damage to your Missouri home, you may be wondering if you should file an insurance claim. The answer isn’t a clear-cut “yes” or “no.” Read on to learn more about when it’s best to file a claim and when it’s better to take care of the problem on your own. — **When You Should Cover the…** — Jun 8, 2021](/blog/2021/homeowner-insurance-claim)

[**Water and Sewer Damage Protection May Qualify You for Insurance Discounts** — Water damage from sewer backups and burst pipes makes up a large portion of home insurance claims in Missouri every year. These claims are particularly costly to insurance companies and property owners because of the extent of damage. However, you can use loss mitigation strategies to reduce your… — May 11, 2021](/blog/2021/water-sewer-damage-protection)

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- [1](/blog/2021.md)
- [2](/blog/2021.md/page-2)
- [3](/blog/2021.md/page-3)
- [4](/blog/2021.md/page-4)
- [5](/blog/2021.md/page-5)

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