---
title: Insurance Blog | Lang Insurance
description: Read the Lang Insurance blog for local, interesting and up-to-date insurance news.
---

# INSURANCE BLOG

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[**What Does Renter’s Insurance Actually Cover?** — If you have ever rented a place of your own, with a roommate or even paid rent to a friend, family member or significant other in their own home, you should probably obtain a renter’s insurance policy. Some clients don’t think that they need a policy if they have a few belongings, but we are here… — May 9, 2018](/blog/2018/what-does-renter-s-insurance-actually-cover)

[**The Real Cost of Long-Term Care** — According to the U.S. Administration on Aging, 70 percent of people over the age of 65 will require long-term care. Paying for long-term care can financially impact families, of which 65 million Americans have relied on long-term care for an adult family member. — A recent study found that nearly… — May 3, 2018](/blog/2018/the-real-cost-of-long-term-care)

[**How Remodeling Your Home Can Affect Its Value** — If you’re considering upgrading your home this spring or summer, be sure to let Lang Insurance know. There are lots of reason people want to update their home. Whether it’s to add value to your property or to give it an interior facelift to bring the house into the 21 century, you’ll want to review… — Apr 4, 2018](/blog/2018/how-remodeling-your-home-can-affect-its-value)

[**Life Insurance Offers Loved Ones Peace Of Mind** — Our years are never guaranteed to us, and for that reason, it’s crucial to be prepared in the event of the death of a loved one. Buying life insurance is one of the most important ways of preparing for such an event to allow your loved ones the peace of mind that comes with being insured. — Life… — Mar 19, 2018](/blog/2018/life-insurance-offers-loved-ones-peace-of-mind)

[**Here’s What To Do If You’re Ever In A Car Accident** — Accidents happen, but when they do, are you prepared? First and foremost, call 911 to report the accident if you’re able to do so. Regardless of who is at fault, it’s important to get the police and medical technicians involved as soon as possible. Here are some steps to consider that might keep… — Feb 13, 2018](/blog/2018/here-s-what-to-do-if-you-re-ever-in-a-car-accident)

[**Your Personal Umbrella Policy** — A personal umbrella policy is designed to protect you from major claims and lawsuits so that you can protect your assets. When accidents happen, lawsuits might follow. A personal umbrella policy works with your existing insurance to add the extra layer of protection that you may need by adding… — Jan 23, 2018](/blog/2018/your-personal-umbrella-policy)

[**Ways to Save on Your Homeowner Insurance Premiums** — Most of you already know that packaging your home and auto insurance is a popular way to save money on your insurance premiums. Did you know there are other ways to save on premiums? Here are a few tips that could potentially lower your premiums without reducing your coverage amount. — **Improve Your…** — Jan 8, 2018](/blog/2018/ways-to-save-on-your-homeowner-insurance-premiums)

[**How to Winterize Your Home This Season** — With today being the first day of winter, we thought it would be a good time share with our readers some ways that they can protect their property. — So far, we have been lucky and haven’t had to deal with harsh snow or ice. However, now might be your last chance to get your home or business ready… — Dec 21, 2017](/blog/2017/how-to-winterize-your-home-this-season)

[**How to Safely Shop Online This Holiday Season** — As stores become more and more crowded over the holidays, online shopping is an increasingly more attractive way to shop. You can shop for gifts from the comfort of your home or office and have them delivered to your front door within days. — As simple as it seems, online shopping doesn’t come… — Dec 8, 2017](/blog/2017/how-to-safely-shop-online-this-holiday-season)

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