---
title: Insurance Blog | Lang Insurance
description: Read the Lang Insurance blog for local, interesting and up-to-date insurance news.
---

# INSURANCE BLOG

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[**Holiday shopping? Tips for the store or online** — Shoppers are poised to spread their time and money across both online and physical stores this holiday season, according to a survey conducted for the National Retail Federation. As you grab your mouse or head out to join the crowd, here are some tips to protect yourself and your identity. — —… — Dec 20, 2018](/blog/2018/consumer-tips-holiday-shopping)

[**Winterize your pipes to protect your home** — While even the best forecasters cannot guarantee what’s ahead this winter, now is the time to prepare yourself and your home for the coming season. — — In recent years, record low temperatures caused pipes to freeze in areas that seldom get cold enough to experience the worst of winter. Homeowners… — Dec 6, 2018](/blog/2018/winter-prep-winterize-pipes-home)

[**Term vs. permanent life insurance: Which is right for you?** — The biggest question to answer when purchasing life insurance is whether you need a term or permanent policy. Each type has advantages and limitations. To make the right decision, you should know and understand your options. — — Here are a few questions to consider: — How will the money from this… — Nov 22, 2018](/blog/2018/life-insurance-term-vs-permanent)

[**Avoid Distracted Driving With These Tips** — Now that nearly every person of driving age has a cell phone, most of us has experienced the danger of distracted driving. Whether we have been tempted to send a quick text while cruising down the road or we have seen someone swerving as they reached for something in their car on the interstate,… — Nov 6, 2018](/blog/2018/avoid-distracted-driving-with-these-tips)

[**Don’t put it off: Assess your life insurance** — Would you believe that 1 in 5 families with children under age 18 does not have life insurance? As shocking as that may be to many of us, a 2018 study by LIMRA, a leading insurance and financial services trade organization, also found that 3 in 10 families would be in immediate financial trouble if… — Sep 20, 2018](/blog/2018/life-insurance-assess)

[**Insuring A Good Time At Outdoor Gatherings** — Although summer is winding down, there is still plenty of opportunity for friends and family to gather at someone’s home or at a public venue. Before you plan your outdoor event, be sure to review your liability coverage. — Wedding receptions, barbecues, graduation celebtrations, reunions and… — Aug 15, 2018](/blog/2018/insuring-a-good-time-at-outdoor-gatherings)

[**Buying a Boat? Ask Us These Questions First** — Are you thinking about buying a boat? If so, there is a lot to consider before choosing to financially and responsibly commit to being a boat owner. One of the major considerations in boat ownership is insurance. How much will you need? What will and won’t be covered? By selecting the right… — Jul 23, 2018](/blog/2018/buying-a-boat-ask-us-these-questions-first)

[**Your Annual Home Checklist Guide** — For many of us, our homes are the biggest financial investment we will make during our lifetime. That’s why it’s crucial to spend some time each year thoroughly checking your home for needed repairs, updates and safety. — While spending a weekend cleaning out the gutter or changing flood lights in… — May 31, 2018](/blog/2018/your-annual-home-checklist-guide)

[**Flood Insurance 101: A Closer Look** — When purchasing a home, many people ask whether the house is located in a flood zone. If it is, this often means the buyer will need to get additional coverage to protect against potential flood damage. If your home isn’t technically located in a flood zone, you may think you don’t need flood… — May 24, 2018](/blog/2018/flood-insurance-101-a-closer-look)

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