Special Event Insurance
Whether you’re an event planner, a wedding planner, or a venue that hosts special events, you may want to consider special event insurance. This unique type of insurance can help protect you from damage and liability that could put you out of business or cause great financial devastation.
Special event insurance is a must for:
- Weddings
- Bridal and baby showers
- Retirement parties
- Religious celebrations
- Birthday parties
- Anniversaries
- Fundraisers
- Fairs
- Trade shows and conventions
- Sporting events
What Does Special Event Insurance Cover?
Special event insurance protects you, clients, businesses, nonprofits, and properties when hosting gatherings. It can help provide protection from risks like:
- Guest lawsuits that result in legal judgments
- Liquor liability
- Damage to the venue or event site
- Accidents to guests at the event
- Injury or disability to event workers or employees
- Motor vehicle accidents
Special event insurance can even cover the postponement or cancellation of your event. In most cases, it covers the loss of your deposit if a service provider like a caterer or florist fails to show up as promised.
Things Can Go Wrong at Even the Most Well-Planned Event
No matter how carefully you plan an event, sometimes the unexpected happens that can put you at financial or physical risk, especially if alcohol is involved. Falls, damage to landscaping, car valet accidents, and weather disasters all can occur outside the planner or host’s control.
If you’re renting a venue for a special event, it’s common to be required to have event insurance. It just makes good sense, and it gives everyone peace of mind if an incident occurs. With many events, particularly weddings, costing so much these days, it’s a way to protect your investment in the celebration.
Contact Our Independent Agents for Customized Special Event Insurance
Every event is different, which is why you want special event insurance tailored to your one-of-a-kind gathering. Rather than calling a big, impersonal insurance company that only has a few options for you, it’s better to work with independent agents who can customize your insurance to your event and budget.
To tell us about your event and let us help you find the coverage you need, call Lang Insurance at 636-229-7000 today. You can also reach out to us online at any time. Our independent agents are here to help you with special event insurance provided with a personal touch.
Start your quote online or contact our office to find out how we can help you find a policy that fits your needs.