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Lang Insurance Blog

All You Ever Wanted to Know About Insurance

Replacement Cost vs. Market Value: Which Is Best for Your Home Insurance?

Are you confused about replacement cost versus market value when it comes to a home insurance policy? Not to worry - we explain what they mean and review the advantages and disadvantages of each, so you can choose the...

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Should You File a Homeowner Insurance Claim?

If you’ve had damage to your Missouri home, you may be wondering if you should file an insurance claim. The answer isn’t a clear-cut “yes” or “no.” Read on to learn more about when it’s best to file a claim and when it’...

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Water and Sewer Damage Protection May Qualify You for Insurance Discounts

Water damage from sewer backups and burst pipes makes up a large portion of home insurance claims in Missouri every year. These claims are particularly costly to insurance companies and property owners because of the...

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Understand How Severe Weather Affects Your Home Insurance Rates

Severe weather events are increasing in frequency across the country, especially in Midwestern states like Missouri. You or someone you know has probably experienced a major storm, flood, or fire recently. Unfortunately,...

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Here’s What You Need to Get a Quote on Home and Auto Insurance

If you’ve been putting off getting home and auto insurance because you’re not sure what’s needed, we explain it all here for you. Read on to see our most frequently asked questions about preparing to get a quote. What...

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Winter Safety Tips to Reduce Insurance Claims and Protect Your Assets

Every year, thousands of people in Missouri experience winter emergencies in their homes that cause damage, increased insurance claims, and even fatalities. Many of these emergencies are avoidable if you practice good...

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WEATHER ALERT: Freezing temperatures ahead - take proactive steps to prevent frozen pipes!

Before It Gets Cold• Check and drain the water supply lines to your sprinkler or irrigation system • Disconnect and drain outdoor hoses and place an inexpensive foam cover over the faucet. • Insulate water pipes. • Know...

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Maintain your hardscape cobblestone and paver walkways

Conduct regular inspections of your hardscaped areas. Cobblestone or interlocking paver driveways or sidewalks can be an attractive addition to your property, providing an architectural element not possible with cement...

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Find your main water valve before crisis strikes

You are in your house. Suddenly you see water rushing out of the dishwasher. You need to shut off the water quickly to stop the flow and prevent damage. Would you know where to find the main water valve? Because all...

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Sprinklers protect your home from biggest threat: Fire

Building a new home or considering a major renovation of your existing home? Consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives. One of the most significant threats to your home,...

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