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Lang Insurance Blog

All You Ever Wanted to Know About Insurance

How annuity maximization could benefit your heirs

Many people struggle to understand annuities and wonder if they really need one or not. To help shed light on this situation, let’s look at one example. “Tom,” a 60-year-old widower, purchased an annuity 20 years ago....

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Cyber security essential for smart homes

Corporations are no longer the only ones looking at cyber security. Increasingly, homeowners whose networks can make them vulnerable to cyber extortion, cyberattack and online fraud are seeing cyber security as a...

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Why is water damage such a big deal?

Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good...

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Making the most of the home walk-through

It’s easy to get caught up in excitement when you’re looking for a new home. Keep in mind, though, when a home is listed for sale, it is being presented as positively as possible. As a prospective buyer, you will want...

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Keeping up with the seasons: Time for fall tasks

We’re less than four weeks from the start of fall: time to start thinking about some annual tasks if you live in a part of the country with seasonal temperature changes. INSPECT YOUR HEATING SYSTEM - Whether it’s a...

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Home security technology: Keeping you ahead of the burglars

Back in the early days of home security "systems," around the end of World War I, it was common for homeowners to hire "door shakers"-night watchmen who would literally walk around and check doors to make sure they were...

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Travel insurance: Secret weapon of savvy travelers

One of our family’s most favorite vacations was almost over before we left town. A few summers ago, I pre-paid for a week in the Rocky Mountains. It was going to be five FUN-tastic days of dude ranching and whitewater...

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Keep children safe at your home pool

Every year nearly 300 children under the age of 5 drown in swimming pools in the United States, making it the leading cause of death for children in that age range. Tragically, 87 % of these deaths occur in backyard...

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What to do when buying a new or used car

Congratulations on your new car! Purchasing a new vehicle is exciting, and insurance isn’t normally the first thing on your mind. When you finally think of it, you may be overwhelmed and not sure what to do. Here are...

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Are you covered? Don’t be caught underinsured

Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can...

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