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Lang Insurance Blog

All You Ever Wanted to Know About Insurance

Understanding How Your Earthquake Insurance and Deductible Work

If you have earthquake insurance or are thinking of purchasing it, it’s essential to understand how this specialized insurance functions, including the deductible. Here’s what you need to know from the pros at Lang...

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Don’t Let These Home and Auto Insurance Coverage Gaps Leave You Vulnerable

Most insurance policyholders are confident their Missouri home and auto insurance will cover them no matter what. But they may not be aware they have gaps in their coverage that could leave them vulnerable to legal and...

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Professional liability coverage options for dentists

The July-August 2020 edition of CDS Review, a publication of the Chicago Dental Society, features an article by Mike Terrell, national program director for Cincinnati’s dentist, veterinarian and optometrist programs....

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Expert Tips to Help You Save Big on Home and Auto Insurance

If you’re feeling like your home and auto insurance policies are costing more than they should, we have good news! There are loads of ways to save on your insurance when you know how. Here are seven pro tips to get you...

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Replacement Cost vs. Market Value: Which Is Best for Your Home Insurance?

Are you confused about replacement cost versus market value when it comes to a home insurance policy? Not to worry - we explain what they mean and review the advantages and disadvantages of each, so you can choose the...

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Should You File a Homeowner Insurance Claim?

If you’ve had damage to your Missouri home, you may be wondering if you should file an insurance claim. The answer isn’t a clear-cut “yes” or “no.” Read on to learn more about when it’s best to file a claim and when it’...

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Water and Sewer Damage Protection May Qualify You for Insurance Discounts

Water damage from sewer backups and burst pipes makes up a large portion of home insurance claims in Missouri every year. These claims are particularly costly to insurance companies and property owners because of the...

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Understand How Severe Weather Affects Your Home Insurance Rates

Severe weather events are increasing in frequency across the country, especially in Midwestern states like Missouri. You or someone you know has probably experienced a major storm, flood, or fire recently. Unfortunately,...

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Here’s What You Need to Get a Quote on Home and Auto Insurance

If you’ve been putting off getting home and auto insurance because you’re not sure what’s needed, we explain it all here for you. Read on to see our most frequently asked questions about preparing to get a quote. What...

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Winter Safety Tips to Reduce Insurance Claims and Protect Your Assets

Every year, thousands of people in Missouri experience winter emergencies in their homes that cause damage, increased insurance claims, and even fatalities. Many of these emergencies are avoidable if you practice good...

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