INSURANCE BLOG

Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom and the kitchen. This way, you'll be able to identify problems in the most…

Extreme weather events are becoming more common across the United States. These events can be a threat to your home and its inhabitants if you don’t take precautions. Follow these nine essential tips to stay safe and minimize the risk of danger to your residence when bad weather strikes. — Service…

You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order to keep your yard looking its best over the years. Here are a few yard-care jobs…

Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew to form. This can pose a serious health risk to you and your loved ones,…

By Cincinnati Loss Control — Phones are a dangerous distraction, and that’s just part of the story. GPS, radio knobs — anything that lures your eyes off the road is a threat. — Smartphones have brought a deluge of texting and other distractive behavior while driving a vehicle. Distraction is not…

April showers bring … spring tornadoes?  It’s not officially spring without an abundance of rain and thunderstorms here in the Midwest.  In addition to lightening, thunder and high winds that often accompany a spring shower, tornadoes are something most of us know about but few of us are prepared…

Do you have a homeowner or renters insurance policy? If so, your belongings are covered. But don’t make the mistake of assuming you’ll remember all your possessions if the worst happens and you have to file a claim. Here’s why having a home inventory is essential and how to do it. — Why You Need a…

If you are purchasing auto insurance in Missouri, you may be tempted to buy just the minimum required by the state. After all, that’s usually the cheapest way to go. But our experts at Lang Insurance recommend more than the minimum, and here’s why. — What Is the Minimum Required Auto Insurance in…

Do you have a personal umbrella policy? If so, we congratulate you. This is a smart move to increase your liability protection. If not, read on to learn more about umbrella coverage and why excess uninsured motorist coverage (also known as UM or UIM) is an addition you’ll want on your policy. — …