INSURANCE BLOG

Every year, thousands of people in Missouri experience winter emergencies in their homes that cause damage, increased insurance claims, and even fatalities. Many of these emergencies are avoidable if you practice good wintertime home safety. — Prevent Frozen Pipes — Frozen pipes are a common winter…

Before It Gets Cold — • Check and drain the water supply lines to your sprinkler or irrigation system • Disconnect and drain outdoor hoses and place an inexpensive foam cover over the faucet. • Insulate water pipes. • Know how to shut off your water. — As Temperatures Drop — • Keep your house warm…

Conduct regular inspections of your hardscaped areas. — Cobblestone or interlocking paver driveways or sidewalks can be an attractive addition to your property, providing an architectural element not possible with cement or blacktop; however, cobblestone features may require additional maintenance.…

You are in your house. Suddenly you see water rushing out of the dishwasher. You need to shut off the water quickly to stop the flow and prevent damage. Would you know where to find the main water valve? — Because all adults living in your home should be able to cut the water supply to all areas of…

Building a new home or considering a major renovation of your existing home? Consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives. — — One of the most significant threats to your home, its contents and those living there is a fire. Fire departments responded to…

As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather. — — MAKE AN EMERGENCY KIT — Build your home emergency kit or make sure your existing kit is up to date.…

Imagine sitting down for a delicious meal with your family. You’re about to enjoy your first bite when you hear what sounds like a motorcycle passing in your backyard. You feel your body tremble and shake and realize what you heard was not a motorcycle, but the earth cracking beneath you. How do…

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program. — — SPRINKLER SYSTEMS…

You and your passengers depend on your tires for a secure ride. Stay safe and save money by regularly maintaining your tires. — — The National Highway Traffic Safety Administration provides a wealth of tire safety information, including tips for purchasing and maintaining tires. Here are five…