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Replacement Cost vs. Market Value: Which Is Best for Your Home Insurance?

Are you confused about replacement cost versus market value when it comes to a home insurance policy? Not to worry - we explain what they mean and review the advantages and disadvantages of each, so you can choose the...

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Ways to Save on Your Homeowner Insurance Premiums

Most of you already know that packaging your home and auto insurance is a popular way to save money on your insurance premiums. Did you know there are other ways to save on premiums? Here are a few tips that could...

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Constructing a House or Business Means Increased Risk for Fire

Something often overlooked when constructing a new home or worksite is that during the construction phase, a building is most susceptible to fire. In a published report by the National Fire Protection Association (NFPA),...

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How risk transfer can help the homeowner

By Christopher Barger I recently had a new roof put on my house. Before construction work could begin, there was the job of negotiating the terms of the project. After I accepted the winning bid, the contractor sent...

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